Other benefits you may be entitled to
If you are receiving financial support from the local authority, you will be expected to claim any income support you are entitled to and pass this with your other income to the local authority.
If you are not receiving any financial support from the local authority you may be able to claim the non-means tested and tax free Attendance Allowance or Disability Living Allowance.
Attendance Allowance
This benefit applies if you start to need care after you are 65 and you need looking after for more than six months. People who are severely physically disabled and need help with personal care such as washing and dressing or people who are mentally impaired and need continual supervision can claim this. The benefit is paid at one of two rates.
- Lower rate of £43.15 each week. This is for people who need care by day or night but not both.
- Higher rate of £64.50 each week. This is for people who need care both day and night.
Disability Living Allowance
This benefit applies if you become disabled before you are 65. You can have this instead of Attendance Allowance. It has two parts.
- The care part is for people who need help with personal care. It is paid at £17.10, £43.15 or £64.50 each week depending on the level of disability.
- The mobility part is for people who need help with getting around. Depending on how severe the problem is, it is paid at £17.10 or £45.00 each week.
You may be entitled to one or both parts depending on your situation.
Both Attendance Allowance and the care part of Disability Living Allowance are stopped four weeks after moving into a Local Authority home or where the Local Authority is responsible for the fees payments to a private care home. In this situation the Local Authority takes over payment of these benefits.
Source: Social Security Benefit rates from April 2007 published by the Department of Work and Pensions
Please note that long term care insurance products cannot be purchased through this site. Lifetime Care Products are only available via financial advisers.
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