How much will the Local Authority pay?
For Care in a Care Home Your Local Authority will:
- work out the type of care you need;
- check their weekly limit for that type of care
- take any income (including any tariff income from your savings but excluding a weekly Personal Expense Allowance of £21.15 or £21.38 in Wales) away from their weekly limit.
What's left is the amount they are prepared to pay your care provider each week.
If you need services or accommodation that cost more than the amount which your Local Authority can provide, you will have to pay the extra costs or ask a relative or friend to help.
Local Authorities work out their own limits for care costs and the figure used may vary from Local Authority to Local Authority. The financial limit will depend on:
- the type of condition you have;
- whether you need care in a care home or a care home with nursing; and
- where you live.
The fees charged by care homes for private contracts are often a lot higher than these limits.
Please note that long term care insurance products cannot be purchased through this site. Lifetime Care Products are only available via financial advisers.
The address for written communication is AXA, PO Box 1810, Bristol BS99 5SN.
AXA Sun Life plc is the provider of the Lifetime Care range of plans. Head Office: PO Box 1810, Bristol BS99 5SN. Tel 0845 30 30 430. Facsimile 0117 989 0202. Minicom 0845 603 0803. Website www.lifetimecare.co.uk AXA is a worldwide insurance group. In the UK one of the companies is AXA Sun Life plc. Authorised and regulated by the Financial Services Authority. (www.fsa.gov.uk/register). AXA Sun Life plc is a company limited by shares, registered in England No 3291349. Registered office: 5, Old Broad Street, London EC2N 1AD. As part of our commitment to quality service, telephone calls may be recorded
The information contained within this website is intended for UK residents only.