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State support for LTC in Scotland

Unlike the rest of the UK, the Scottish Parliament decided it would introduce free personal care as well as free nursing care from July 2002.

Personal care has been defined as all types of care service that do not need to be delivered or supervised by a registered nurse (which is nursing care) or are not of a domiciliary nature like assistance with cleaning the house, washing clothes, ironing etc.

This free personal care, to the value of £145 per week, is for individuals who are 65 and over and is available for care in a care home and for care at home.

The free nursing care is a flat rate of £65 per week for self-funders and, as well as the personal care payment, is paid direct to the care home through a contract with the local authority.

However, the Attendance Allowance is not available to people in a care home if they benefit from the personal care payment.

Conclusion

Scottish residents will still have to pay significant care costs in some circumstances. They will though be in a much better position than residents of other countries in the United Kingdom.


Please note that long term care insurance products cannot be purchased through this site. Lifetime Care Products are only available via financial advisers.

The address for written communication is AXA, PO Box 1810, Bristol BS99 5SN.

AXA Sun Life plc is the provider of the Lifetime Care range of plans. Head Office: PO Box 1810, Bristol BS99 5SN. Tel 0845 30 30 430. Facsimile 0117 989 0202. Minicom 0845 603 0803. Website www.lifetimecare.co.uk AXA is a worldwide insurance group. In the UK one of the companies is AXA Sun Life plc. Authorised and regulated by the Financial Services Authority. (www.fsa.gov.uk/register). AXA Sun Life plc is a company limited by shares, registered in England No 3291349. Registered office: 5, Old Broad Street, London EC2N 1AD. As part of our commitment to quality service, telephone calls may be recorded

The information contained within this website is intended for UK residents only.